Bay City Real Estate
72 active listings · 302 sold in the past 12mo
$153,700
Median List Price
302
Sold (past 12mo)
64
Avg Days on Market
+2.4%
HFGⓘ
Household Formation Gap (HFG) is a secondary market indicator that measures hidden housing demand created by shrinking household sizes. As average household size decreases — due to divorce, single living, empty nesting, delayed marriage — more housing units are needed even without population growth. HFG compares the estimated number of households needed today versus 15 years ago: (population ÷ avg household size). This is a demographic trend signal, not a primary market indicator like income-based affordability or comparative market analysis. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2009–2023), Tables B01003, B25010, B25001.
Active Listings
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Homes for Sale(72)
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For Sale
1/26
$725,000
3365 Old Kawkawlin Road, Bay City, MI 48706
3 bd2 ba1.25 ac
Single Family
For Sale
1/61
$599,900
389 Ricoma Beach Road, Bay City, MI 48706
4 bd3 ba0.26 ac
Single Family
For Sale
1/10
$550,000
2816 W Crossroads Drive, Bay City, MI 48706
5 bd3 ba0.34 ac
Single Family
For Sale
1/42
$500,000
4521 E Crossroads Drive, Bay City, MI 48706
3 bd2 ba0.34 ac
Single Family
For Sale
1/2
$499,900
4768 Signature Drive, Bay City, MI 48706
3 bd2 ba0.20 ac
Single Family
For Sale
1/58
$499,900
1266 Freeland Road, Bay City, MI 48706
4 bd2 ba0.87 ac
Single Family
For Sale
1/23
$425,000
2311 22nd Street, Bay City, MI 48708
0.28 ac
Multi-Fam
For Sale
1/62
$389,900
225 Jennison Place, Bay City, MI 48708
2 bd2 ba
Condo
For Sale
1/71
$389,000
1106 State Street, Bay City, MI 48706
7 bd3 ba0.75 ac
Single Family
For Sale
1/37
$375,000
5620 W Spring Knoll Drive, Bay City, MI 48706
3 bd3 ba
Single Family
For Sale
1/24
$336,900
667 Bay Road, Bay City, MI 48706
3 bd1 ba0.27 ac
Single Family
For Sale
1/52
$324,900
601 N Van Buren Street, Bay City, MI 48708
5 bd2 ba0.12 ac
Single Family
For Sale
1/53
$309,900
700 N Van Buren Street, Bay City, MI 48708
4 bd2 ba0.17 ac
Single Family
For Sale
1/27
$309,900
2921 E Fisher Road, Bay City, MI 48607
3 bd2 ba1 ac
Single Family
For Sale
1/56
$299,900
6317 Heather Ridge Drive, Bay City, MI 48706
3 bd3 ba
Condo
For Sale
1/30
$259,900
3035 Crestwood Court, Bay City, MI 48706
4 bd2 ba0.23 ac
Single Family
For Sale
1/29
$254,900
4300 Wheeler Road, Bay City, MI 48706
3 bd2 ba0.55 ac
Single Family
For Sale
1/23
$231,900
3626 Kawkawlin River Drive, Bay City, MI 48706
3 bd1 ba0.68 ac
Single Family
For Sale
1/25
$219,900
3157 Coventry Drive, Bay City, MI 48706
3 bd2 ba0.32 ac
Single Family
For Sale
1/15
$199,990
103 Lincoln Drive, Bay City, MI 48706
3 bd1 ba0.14 ac
Single Family
For Sale
1/25
$199,900
3254 N Euclid Road, Bay City, MI 48706
3 bd2 ba1.31 ac
Mfg Home
For Sale
1/22
$196,900
110 N Madison Avenue, Bay City, MI 48708
0.11 ac
Multi-Fam
For Sale
1/33
$195,000
512 Germania Avenue, Bay City, MI 48706
1 bd1 ba0.33 ac
Single Family
For Sale
1/49
$192,500
200 Sunrise, Bay City, MI 48706
2 bd1 ba0.23 ac
Single Family
Recently Sold(302)
Frequently Asked Questions about Bay City
Are there homes available in Bay City right now?
There are currently 72 active listings in Bay City. The median asking price is $153,700.
How much do homes cost in Bay City?
Based on 302 sales in the past year, homes in Bay City have a median price of $153,700.
How long do homes stay on the market in Bay City?
Over the past year, homes in Bay City spent an average of 64 days on market before selling.
What schools are in Bay City?
Bay City is served by one or more public school districts. In Michigan, school district boundaries do not always align with city limits, so different parts of Bay City may be zoned for different districts. Check individual listings for the specific school district assignment.
What are market conditions like in Bay City?
With 2.9 months of inventory, Bay City is currently a seller's market. This is based on 72 active listings and 302 sales in the past 12 months.
What are property taxes like in Bay City?
Michigan property taxes in Bay City are calculated using the State Equalized Value (SEV) times the local millage rate. Rates vary by school district and municipality. Primary residences qualify for a homestead exemption that reduces the tax rate.
What does demographic data show about housing demand in Bay City?
Per U.S. Census ACS data, Bay City has a +2.4% Household Formation Gap — essentially flat over the past 15 years. Average household size shifted from 2.37 to 2.2, while population declined 5.0%. This secondary indicator suggests demographic housing demand has remained relatively stable.